First Time Buyers

Purchasing a property can be a daunting task for anybody; but when you have never purchased before, it is vital to have an experienced lawyer who can guide you through the process.

First Time Buyers services

Help always at hand

The process for buying a property is complicated; and when things don’t quite go according to plan it can be a great relief to have an experienced and caring lawyer guiding you.

At Ellisons, we ensure that you are looked after for the entirety of the process and that any concerns you have are quelled. We can advise on any type of property purchase; whether leasehold, freehold, registered, unregistered, shared ownership, new build, or otherwise; We also deal with the Stamp Duty Land Tax Payment.

Lead contacts

Meet the team

Carly Callaghan

Legal Director, Solicitor & Head of Residential Property

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Related services

  • Right to Buy
  • Shared Ownership
  • New Builds
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Frequently asked questions

Common questions about what we offer

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Purchasing your first property can feel complex, but our residential conveyancing team guides you through every legal stage with straightforward, practical advice. We carry out essential local authority and environmental searches, review property title deeds, and examine leasehold terms or management agreements where applicable. Our solicitors also liaise directly with your mortgage lender, estate agents, and the seller’s legal team to maintain momentum and ensure you fully understand every document before signing.

Yes, first-time buyers in England often qualify for Stamp Duty Land Tax (SDLT) relief, depending on the purchase price of the property. Qualifying buyers purchasing a primary residence under the government threshold pay a reduced rate or zero Stamp Duty, providing a significant saving on initial buying costs. Our conveyancing team calculates your precise tax position early in the transaction and handles the submission of your SDLT return to HM Revenue & Customs as part of our post-completion service.

Many first-time buyers use a Lifetime ISA (LISA) or receive financial assistance from family to form their deposit. Our solicitors are experienced in handling LISA deposit withdrawals, ensuring the required declarations and manager forms are processed correctly so your funds arrive on time for exchange. If parents or relatives are gifting funds toward your purchase, we perform the necessary legal identity and anti-money laundering checks, and can also draft a Declaration of Trust if those contributions need formal financial protection.

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If you have any enquiries please contact any one of our specialist team who would be pleased to advise you on your options. You can also contact your lawyer individually from ‘Our People’ using the link below.

Our team

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